The Hidden Costs of Ignoring Your Finances
The struggle is real. And you're not alone. You're an expert at what you do, but you're constantly worried about cash flow, you lack a clear financial plan, and you're unsure how to price your offerings to reflect their true value.
Many of the most passionate small business owners feel stuck in a cycle of just trying to keep their heads above water, leading to:
Constant Worry & Fear about the financial health of the business.
Feeling Lost & Powerless without a clear financial roadmap.
Resentment & Self-Doubt when hard work doesn't lead to profitability.
Hindered Growth because you lack the confidence to make bold, strategic investments.
We understand this is daunting. But there is a way forward - a path to regain control, reduce anxiety, and find true joy and freedom in your work.
Hello, I'm Nika Tole, and I'm thrilled to be your coach for the Financial Empowerment Program for Small Business Owners.
I know first hand the immense passion and dedication you pour into your business. You're the visionary, the marketer, the operations expert… and often, the accidental CFO. I understand the worry about cash flow, the uncertainty of financial planning, and the desire to price your offerings to truly reflect your value. I've seen countless business owners feel stuck in this cycle, just trying to keep their heads above water. You are not alone in facing these challenges.
My background is in accounting and finance, where I've worked across diverse industries like retail, logistics, manufacturing, gaming, and services for notable companies. I'm a double-qualified accountant with two master's degrees. But early in my career, even with climbing the ladder, I felt that relentless grind and something missing. I realised that true fulfilment – and indeed, true profitability – isn’t about doing more, it’s about doing things differently; it’s about smart, strategic clarity.
I truly love data because there are so many insights you can generate from a limited amount of it. Let me share a quick story: I worked with a small business providing beauty services at clients’ homes. They were struggling with declining profits, even while adding more services. We realised that many hadn’t reviewed their pricing in years. With just their sales and customer information data, we helped them create a dynamic pricing list that maximised their profits. For instance, we accounted for peak and off-peak times and developed promotions to maximise geographical areas – because the last thing you want in that industry is to travel an hour for your next appointment. We even helped them establish effective referral programs and customer reporting, allowing them to promote other services that really resonated with each customer (what’s better than a 50% discount on your birthday for a service you’ve never tried before? Oh, i know - your friends buying it for you).
It's this 'mad scientist' knack for deconstructing financial challenges and building clarity from raw numbers that I bring to your business. For example, in a recent billing project, I built a report from just invoices and payment data that generated over 39 distinct insights! This included everything from sales by period and service type, to amount paid by payment method, key open invoice metrics, total sales by lead type, average days to pay, and even detailed invoice distribution by payment method over time, complemented by trend charts. In fact, in my last businesses, I built working financial files and reports that are still in use 5 and 7 years later. Thats the impact of processes built right.
My philosophy, and what I bring to this program, is simple: to truly lead your business, you must first lead its finances. You can't take your business on a journey to sustainable growth if you don't confidently understand its financial roadmap. It’s about equipping you to be comfortable with cash flow predictability, strategic pricing, and confidently making decisions, transforming financial anxieties into empowered growth.
Through proven strategies, I've personally achieved significant results by doing things differently, including a 227% income increase, dedicating over 2,000 hours to personal development, and maintaining work-life balance with regular mini-holidays. These are the very principles of clarity and strategic action I bring to your business.
This Financial Empowerment Program is meticulously designed, drawing on my high-impact experience and the latest research in financial strategy. It’s built for ambitious small business owners like you, ready to move beyond financial firefighting and unlock your true potential.
This is a unique opportunity to be part of our Cohort. This limited-spot program offers something truly special for those who act first: The first 20 early registrants will get to submit their most pressing financial challenges directly, and I will personally address them within the curriculum to ensure it's precisely what you need to build a financially sound and thriving business.
If you're ready to stop guessing and start growing confidently, I invite you to pre-register for our Cohort today. Be one of those first 20. I'm genuinely looking forward to helping you build a financially sound and thriving future for your small business.
Amanda A.
Mosche K.
Take our complimentary "Small Business Financial Health Scorecard" to get a personalised snapshot of your business's financial vitality. This quick, insightful quiz will help you:
Pinpoint areas where you're leaving profit on the table.
Understand your current financial planning strengths and gaps.
Identify how strategically (or not) your pricing truly is.
In just a few minutes, you'll receive your Financial Health Score, along with personalised insights directly related to your business's profitability potential. It's my gift to help you stop guessing and start measuring your way to confident growth.
Running your small business is your passion, but without a dedicated CFO, you might feel like you're constantly putting out fires instead of building a solid foundation for growth. Our Financial Empowerment Program for Small Business Owners equips you with essential financial clarity and control, drawing on proven strategies from top financial experts and large corporations best practices. Stop feeling overwhelmed and start building a thriving, sustainable business.
Together, we’ll empower you to transform financial anxieties into confident decision-making and unlock your business's true potential.
Stop the month-to-month guessing game and start understanding exactly where your money is going and coming from. Learn simple yet powerful strategies to track, forecast, and optimise your cash flow, ensuring you always have the funds you need to operate and grow. Why? Because when you have a clear handle on your cash flow, you can confidently pay bills, invest strategically, and finally take control of your business's financial health, eliminating those constant cash crunches.
Don’t fly blind any longer—start navigating your business with a clear budget and financial plan. We’ll guide you through creating a practical budget that aligns with your goals, helps you control spending, and provides a clear path toward consistent profitability. This matters because with a solid financial roadmap, you can make informed decisions, track your progress, and steer your business toward sustainable success, knowing exactly where you're headed.
Move beyond guesswork and start pricing your products or services in a way that truly reflects their value and ensures healthy profit margins. Learn how to understand your costs, analyse the market, and implement effective pricing strategies that boost your bottom line and allow you to reinvest in your business. Here’s why that’s important: By pricing strategically, you'll finally capture the true value of your hard work, generate sustainable profits, and build a business that can not only survive but truly thrive.
With the Financial Empowerment for Small Business Owners program as your partner, you’ll move beyond day-to-day financial firefighting and develop the clarity and control needed to build a financially sound and thriving business.
Clear Financial Visibility
Gain a crystal-clear understanding of your business's financial health, empowering you to make informed decisions with confidence. This clarity not only alleviates anxiety but also allows you to focus on what truly matters—growing your business.
Practical Tools for Control
Acquire simple yet powerful tools and strategies to effectively manage your cash flow, create a budget, and price your offerings for profitability. These practical solutions will help you regain control over your finances, reducing stress and frustration.
The Confidence to Grow
Overcome financial anxieties and develop the knowledge and skills to confidently invest in your business's growth and secure its long-term success. Seize opportunities and make bold decisions that propel your business forward.
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